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beyond hope

My debts have been spiraling out of control for awhile now and now things are past the breaking point. My vehicle was repossessed a week ago and I haven't been able to find a way to get to work. My job is 34 miles from where I live. I had to call out a couple of times and rode my bicycle to work one day just to keep from being fired already. I am too old to be able to keep that up daily. I have been behind on my rent since April when I was off work for a few weeks (Covid 19 issues). I have been keeping up with the rent but always a month behind. November 1st will be two months and I have been given notice that eviction will start if not caught up. Although that has been hanging over my head these last few months I always had the mindset that if it comes down to it and I can't cover rent, I will live out of the car temporarily.. But now, even that option is gone. I have no one in my life I can turn to for even a temporary reprieve and my credit is so destroyed I can not get any type of loan. Part of this problem results from obtaining payday loans in the past. I am now staring down the very real possibility of me and my dog (she is an emotional support animal and my best and only companion) walking the streets. Sorry to be so lengthy, I'm just terrified! Any advice would be greatly appreciated.


Well-Known Member
Hi, have you considered taking up a side hustle that wouldn't require too much travelling? There are companies willing to engage freelancers. I am not sure what your specialisation is but there are jobs ranging from basic data entry to advanced Autocad or Coding.

Is there any non profit organisation that might help you with your rent? Or is your company able to arrange accommodation for you at a location closer to your work place? Some companies allow employees to live in the office itself during this time, if they own the building. I'm not sure if your company has that option.

Meanwhile, pls take care and keep us updated.


1 Peter 5:7
Forum Pro
SF Supporter
Hey @soccerfan2020 I hate that you're in this situation. But I'm glad you found SF. You'll always have a place here to share your thoughts and feelings. We're here for you. And we're glad to have you here.
Sorry that you're going through this.

If you are in the US or Canada, you could try calling 211. They can help with housing, healthcare, food, employment and more. They may be able to help you with credit counseling.

My job is 34 miles from where I live. I had to call out a couple of times and rode my bicycle to work one day just to keep from being fired already
Is there a coworker that lives near you that you could share a ride with? You could also try posting something on craigslist, or seeing if something is available.

Sometimes there's public transportation that can be combined with a bicycle (like a bus that has a bike carrier on the front).

Ride sharing services might be an option.

I hope something can help.

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