I am in the US. I have dental insurance, which is DeltaCare, a hmo type insurance.
I go to the dentist and we decide I need an extraction. BUT I am on a blood thinner so she doesn't want to do it and refers me to an oral surgeon. Said oral surgeon doesn't take DeltaCare. Just the consult with oral surgeon is $205.
So, the paperwork on DeltaCare says if there isn't a provider in my area they will send me to one and only have to pay the regular co-pays. BUT I have to call them and deal with all that. PLUS I doubt that will happen as there are two towns in hour radius that they will probably refer me to. AND I don't think I can drive that after having an extraction.
What the hell should I do?
I go to the dentist and we decide I need an extraction. BUT I am on a blood thinner so she doesn't want to do it and refers me to an oral surgeon. Said oral surgeon doesn't take DeltaCare. Just the consult with oral surgeon is $205.
So, the paperwork on DeltaCare says if there isn't a provider in my area they will send me to one and only have to pay the regular co-pays. BUT I have to call them and deal with all that. PLUS I doubt that will happen as there are two towns in hour radius that they will probably refer me to. AND I don't think I can drive that after having an extraction.
What the hell should I do?