I am drowning in debt, to the point where it's all I think about. I have over 100K in student loan debt, and 25K in credit card debt. A lot of the credit card debt was racked up to cover expenses that I couldn't cover after paying my student loans. My job pays about 35K/year. I do not want to be in debt the rest of my life. The rest of my family went through that, and it ruined all of their lives. I would seek bankruptcy protection, but I cannot get out of my student loans, which is the biggest part of my problem. I recently moved back home to save money, but the living situation at my parents house is horrible. She is depressed and psychotic, and it just sucks all the life and happiness out of that home. All she does is bitch about money. I just want it all to end. I will not be in debt for the rest of my life like my mother and father. I would rather die than do that, and it seems like everyday that option seems to be more and more appealing. I wake up in the morning thinking about debt and killing myself. I just don't see a way out.