I recently learned that no one in my family trusts me. My mom has recently revealed to me that I am a grave disappointment to her. I think that was the thing that hurt the most. My sister wont co sign on a car loan for me because I have bad credit because of a surgery I had to have back in 2008. I am a disappointment to myself, everything seems to be falling apart and I'm only 27 years old. I have no car no relationship no money.