Hi, everyone. I'm 26 and desperate. Maybe you know the feeling. I rationalize. A lot. For example, I can deal with my aimless long-term relationship, low-paying job and lack of social connections in a still-strange area code. I'm in no rush to spawn, enjoy where I work and have found a few friends whose quality makes up for quantity. Unfortunately, this method doesn't always work. Especially when it comes to my soul-crushing debt load of approximately $80,000. Since having to change jobs last year, I am unable to make payments to my biggest student loan vendor. I ignored the ominous letters and phone calls and now that they have stopped I am terrified of what comes next. In my despair, I've contemplated everything from just walking away from my life to ending it all. I chain smoke just to get myself through empty stretches of time, and I've developed an unhealthy obsession with the state lottery. Heck, I'm one bottle of Boone's Farm away from completing the white trash trinity. I have no idea how I'm going to fix any of this, or if I even can, but writing it out felt good. I'm glad to be here.