Only seems polite that as a new user I should read up before posting or responding. Get a feel for things. Suffice it to say that <mod edit- methods> every day, and ask, "is this the day?" So far the answer has been "no." But that becomes harder and harder. I am convinced that there is no way out of my situation, and the odds are 10,000,000:1 that I will not see Christmas this year. But. Gonna read up for a bit first; while I'm confident that my situation is unique, you never know. Looks like this resource has been around for a while so I have some reading to do. In my case: -Massive, irreversible Debt -Death of a spouse -Unemployment -Unemployable -Loss of friends -GF who cheated on me -Utter failure with women due to unattractiveness -Childless only child with no family ...and a few other issues. But, those topics have probably all be covered, so it's time for me to do some reading. Cheers.