so i set up my AA breakdown cover account again last week and said I wanted to pay by direct debit. I wanted to pay by monthly instalments, but obviously this point got missed and the whole yearly amount 237.00 turns up on my bank statement today! Which meant I was well overdrawn and couldn't get to work cos I had no money and not enough petrol for the 22 mile/45 minute journey there and back. I try and activate my credit card, did that but couldn't find the pin number so couldn't use that to get petrol. So I'm home. Of course I forgot that my road you need a parking permit to park during the day. So now I've got a fucking parking fine aswell! Bollocks. i'm lucky in that it can get sorted out soonish, but it's bloody annoying living without much money.