For months I really haven't been able to do much of anything. A good day I would get into work for a few hours or see a family member. The good news is that I am feeling a little better than I was. I'm starting to get a bit of motivation and energy back. The bad news is that financial problems have mounted up as I have largely ignored the bills and calls that I have received. This morning I took the step of actually sorting all the mail that I hadn't opened for what must be 6-8 months. There is a lot, and it is quite intimidating. I simply don't have the money to pay everything off. I'm hoping I can get on reasonable plans, stop the calls, and have some hope of paying everything off... someday. So I guess what I'm asking for here is if anyone has any advice on dealing with creditors and/or collection agencies. Also, I know everyone here has their own problems, but I would appreciate any support as I go through this... I have a feeling that as I try to deal with these things it will test my very limited resolve.