I feel that I have reached the peak of my life. I have done many things: Military, College, good relationships, a wonderful wife, lots a traveling, great professional career, owned a successful business, helped people, had more options than most of the people I knew cause every thing was going so well... for decades. Well, about 3 years ago it all fell apart. The economy fell, my business bankrupted (i quit my professional job 15 yrs ago so my experience and education are out dated). So no chance of a good paying job or a life style any where near what I lived before, my friends have not left me, but I can't afford to do the things they do. My personal house was foreclosed on, we moved to another State so I could hide from my creditors, my credit is in ruins (all my business defaults are on my 13 page report). So can't have a credit card, bank/checking account (it will get garnished). And no chance of trying to restart a business. I owe the IRS and State taxes in the millions (from the business) at this time. So, I know I'll never have a single dime for the rest of my life. As a business owner Ive been buying my own insurances that will be terminated for non-payment next week... and there are meds that I must have for Bi Polar/Panic Attacks. My vehicles have State and IRS liens on them, not insured or registered cause i can't afford to. So just a matter of time till those are gone, or I'm in jail for driving illegal. Basically from Rich to darn near homeless in 3 years. I hate the life I'm living and see no real hope for the future. My best times in life are behind me, and it's a fact that counciling nor anybody can change. My wife (recently married) has been supporting me, I feel horrible having to ask her for money, I don't leave the house cause I can't afford the gas, I eat meal left overs to try and be as little burden as possible. We haven't exchanged holiday or aniversy gifts, because I've suggested we don't, the truth is I couldn't afford to. So now I find myself thinking, what's the point in living a life I hate, I'm sane and of sound mind. I know more bad is around the corner. We have exchanges all our personal friends and family contact info, account numbers, tax info, passwords, retirement info, life insurance policy info, and living will and funeral wishes with each other... in the spirit of us as a couple being prepared for the unexpected. She knows I'm unhappy, but doesn't realize how seriously unhappy I am. I've been thinking about my situation for a long time... and I'm approaching a point where I have to do something. I just don't know what.