So, I am a physician. I am also an addict and alcoholic. I have just been let go from my job. Because I have a report on the NPDB I can not get another. My youngest daughter just started college. My other daughter is getting married in June. We have very little in our retirement account and very little in savings, both because of alcoholism. What I do have is 1.2 million in life insurance. I calculate that if I kill myself my family will be able to pay off the house, and if they are frugal have enough to last into retirement. It is not just the money though, I can no longer feel happiness. If I had done things right I would have it made, plenty to retire on while spending all that I wanted. I have been planning my death for quite awhile, exit bag, xxxxxx, plan to rent a hotel room,
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