My wife deserves the opportunity to help plan her daughter's wedding. It will take place in 11 months. If I die, there will be money to plan this and it will be enjoyable. If I live, and we are destitute there will be no joy at all in the planning of the event, either for my wife or my daughter. I owe it to each to leave them the money to enjoy themselves. One million dollars is not all that much these days, but two million, if intelligently invested really can last a lifetime.