I made a mistake last week: I forgot about a charge on my account and wound up $26.00 overdrawn. My fault, I admit it. It happened on Wednesday. I didn't know it at the time and made three ATM card purchases totaling less than $10. When I finally got my check in and deposited it yesterday, I discovered that the bank was charging me $35 per transaction, making a grand total of $105 out of my account. I'm unemployed, struggling, broke, starving and tired that these damn things always crop up on a Saturday after business hours because I have to wait until Monday to call them. It's been killing my head all weekend! I hate calling places and asking for a second chance, especially when the fault is initially mine, but I need that money and $105 penalty fee on less than $10 worth of transactions is at the least excessive and at the most ridiculous! All this from intitutions that my tax dollars will be bailing out! I'll call tomorrow and do my best, but it drives me insane!