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100k lost for thinking im smarter than i am

painfully

Well-Known Member
#1
100.000€ its the fucking number.

Im deeply ashamed of it. If I didnt have enough things to want to die, this was one of them...

I dont want to overexplain myself. Basically I found these meme stocks, you know, GME and AMC, this was in 2020 just after they squeezed. I jumped in the hype. I dont remember how much money I put into int at first, maybe 7k, but then I took a loan of 14k... I didnt have a job back then and never worked before. I saw myself with no future...

Then I learned about investing in options. Yes, its possible. No, 99% of peoplo cant do it. And Im one of those idiots who thought he could. Those 14k, whatever was left, I tried to trade options and lost everything. Then I found a job in 2023 and another one, and worked for 2 years... And every time i saved like 2k I put it and tried to play options again just to lose it all.

Then lost my job. Well, the 2nd one, I quit it, because I could not stand it anymore... And after a few months looking for a new job, and seeing how little I was paid before and that I would take forever to get paid decently, I just wanted to die, ofc... I dont remember why, I think GME was going to do something and I was with a lot of fomo, so I took a 36k loan, the biggest I could take and basically thought I would either be rich or die... But 2 months later I got my current job where I get paid almost twice was what I was paid before and that I cant basically not believe it as I am telling it.. But while its a decent pay, everything is so expensive that its still a shit pay.

There is one more thing... Im very stupid... Very. This time it wasnt stocks... Trying to find someone, reading posts in r/suicidewatch, I talked with someone who wanted to die because was in dire need of money. I dont want to explain too much, but in short, I gave around 13k in 8 months to that person... And no, I wasnt even in love with her, she was ugly and everything, I didnt even like her, which is why I think it wasnt a scam. I just kept giving her money cause she needed it to survive and it was very heavy on me seeing her suffer.

So in short:
- Around 7.000€ for start
- Loan of 14.000€
- 33.000€ in many attempts
- 36.000€ loan
- 13.000€ gave away
Total: 103.000€

I was already very behind in life having started to work at 33 years old, but this... This is really disheartening...
Meanwhile I live in a shit apartment... I have a shit car... All that money would have made me be able to get out of here...

I still have 20k in GME stock, which was the last loan of 36k. I think it I can recover but Ill have to wait up to 2 years...

Also, I was asking chatgpt (in its top setting, paid mode) to make a plan for long investment, just like any decent person would. I was thinking of taking out the 20k and just do this... But... I just feel stupid... If I did this 15 years ago, it wouldnt have been stupid. BUt now, Im very late to the party, Im old... And its very little money... I was thinking in something like every months save a bit and invest it the same diverse way in a portfolio.. But agian, its so little... Im just... Material to be thrown to the trash... After seeing what some people make... This is just cheap change...

Im stupid and pathetic...
 
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#3
I'm sorry this happened. Any chance that the woman you loaned money to would pay you back?
No. In fact I wanted to sum up with it was mostly 2 girls, although in total 4. All of them were from Philippines...

1st, one who was alone and her mom took a loan in her name from a loan shark. She was living in the street and got a parasite from eating trash and she was in huge pain... I thought she might recover so Its not like I gave the money all at once, but after months of her in huge pain, I just paid for it surgery which was 1k. Also paid for 4 months of apartment, food, water and even the tuition to finish her last year of nurse college... In total 8k. I ended up blocking her cause I couldnt stand seeing her suffer and I was just dreading that she would need more money. It took a huge toll mentally on me.

2nd one, found her while talking to the firs tone. I even told her the story and she was very judgamental of her... She needed money too and it was a bit, just 500€supposedly to pay all her debts. I did that... But no. Then Since I supposed it was little, I mean, I thought at that time that it was "cheap" to just erase all her debts, I asked her how much, and told me another 500€ and this time it would be a loan, but without pressure or interests. She was working as a nurse and had 2 jobs but could make ends meet... I dont remember exactly the details but I have her up almost 3k and finaly blocked her cause of the same reason... Well, in this case, I was left with jsut 2k in my account... And she just kept asking and begging... Also she wanted to emigrate to UAE to get paid much better but that cost money too.

2 months ago she contacted me again and said that she was almost ready to go, just needed 1 month but needed 2000€ to pay for all the expenses, fees and exams... But you know, its not easy with this one, cause she says one thing, then leaves other things like she also wanted clothing and stuff and also she couldnt pay rent. All of this information basically by drops, and I hate it, because its like it cant be done with one number, it has to be little by little, and it frustrated me a lot. I also didnt like that she never was grateful. I mean, she was after the transaction, but... Whatever... I gave her 2700€ in the end...

Her family who lived far was about to be kicked out. I warned her several times to NOT give the money to her family. It was a no brainer. If she gives the money, she has nothing and cannot get more money and cannot emigrate. If she uses the money to emigrate, even if her family was homeless for 2 months, she could take care of them... She gave them the money and i felt insulted and blocked her. ofc she made new accounts begging me, but this was a very unavoidable last straw...

I just cant take care of all the misery in the world... I could take care of one if she loved me, but thats all... I feel like a shit person for saying this...

Then 2 more girls who i gave in total 300€, which is little, but they didnt take less of a toll on me...

One I think was 25 years old. She was alone. I think she needed 100€ to eat, just once, cause she was getting a job. I gave her 100€ but the transaction didnt go... So I made another transaction. Then the first transaction went, so she got 200€... But then she asked me 100€ and thats where I stopped. I literally told her she asked me for 100, got 200 and is asking for 100 more... I blocked her. She was nice to me. I mean, she wasnt ultra nice, like scam like behavior. Also she was open to a relationship... But I just couldnt do this again. And also... I wasnt attracted to her...

And the last one, this is really sad... A 17 yo old girl. I didnt know she was a minor when I wrote her... But she was kicked out by her father and bullied in school cause... She prostituted herself for food and shelter... I gave her 100€ and she was the most grateful of all the other ones, combined... Im just crying thinking about it... I had to block her with a heavy heart because this shit really takes a toll on me... I told her, I block her without saying. I also told the other girls before blocking them...

Also Im going to be real. She was open to a relationship and im pretty sure if I told her to come and live with me she would have done it... But I wasnt attracted to her and... I feel so absolutely guilty for this. I couldnt deal with the sex thing... I never claimed to not be an asshole or a good person... I still remember how happy she was for just 100€...

Its always the same conclusion. Im disgusting trash... No wonder nobody wants me... At this point I just deserve to live just to suffer... I dont even deserve to die...
 
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#6
Life is the toughest and best teacher.Big fish always win. Fortunately, you're not in the red. You should be glad you didn't lose more. There are people in worse situations than you. Don't ruin your mood thinking about this. Focus on how to recover from now on. Don't be hard on yourself
 

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