Here's a bit of a complicated rant about financial problems. My mother says that when she dies, the notarized will states that her estate will immediately go to me and my sister. She says that it will prevent creditors from coming after the inheritance. Yet the law say that debts have to be settled first before inheritance of the estate happens. I'm from NC where probate laws count whether or not there is a will. My mother has substantial hospital debt (hundreds of thousands) which means that my sister and I will hardly get anything and just make our financial woes even worse. Why does she deny this? Why won't she be honest about this and see what is clearly written? Why does she give us false hope?