I think in the main I'd agree with you but in some aspects my life could be greatly improved I live in a shared yard with family which I dislike my uncle is a hoarder and his part of the yard looks like a scrapyard which depresses me greatly I'd love to move but can't for financial reasons,another simple thing is I used to enjoy driving it was a passion of mine and now because I only have a clapped out car my love of driving has gone,so I don't believe money can cure everything it can certainly help,I once read a quote from a celebrity that said "I've been miserable and poor and I've been miserable and rich and miserable And rich is far better"!!!