I feel you, I'm currently panicking about all kinds of things about my house just as my income is taking a dive. I've got water coming in through the downstairs window when it rains and is very windy (fortunately maybe only once a month) and my guttering looks knackered and the roof seems to be getting worse (though so far nothing coming in). I just don't have the finances or income on my own to sort it all so have been burying my head in the sand hoping for the best but know I'll have to sort things at some point. It could involve wiping out my meagre emergency fund savings and having to borrow another £10k or even more at a time when I've just got out of all the problems being in debt brings. But before any of that I actually have to get someone to take a look at it, I tried and failed to sort the window last year, all I managed to get done was the back wall and garden walls repointed as they were falling apart. That took trying about 10 different people, only 2 of whom turned up in the first place. The only person who looked at the window quoted a ridiculous inflated price and I did not trust him, nobody else even bothered to turn up, and they say people are desperate for money. I really hope you get your place sorted and it doesn't cost the earth.