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Are you over 60?

cymbele

SF Supporter
I will be 62 this year and thought I was washed up in the work world a few years ago. Luckily for me I found a new job (below my skill set) but it pays well so I stay at it. Aurelia has a thread going about being scared to die? You should look at it. People are not afraid of death but the process.

I too am worried about inflation. Especially as I approach retirement. I wonder how I can afford to live if inflation keeps going. Worried about dying alone. Right now my meds keep me stable but in retirement how am I to afford them? But I persevere. I don't know why. I wish I had a goal other than just existence. It would help so much. But if i lose this job I would have to consider quitting life also.

Started this message hoping to offer support but I find I am in the same boat. My grip on the job is tenuous at best. Best I can do is offer a hug.*brohug
 

FFurry

SF Supporter
Hello, I am freaking out about living. I am 62 and washed up in work world because of my age. How can I survive with inflation increasing everything to being unaffordable now and forever. I can’t survive alone and do not want to live with this chronic anxiety and depression and ptsd.
Wish I could help, but I'm in a similar boat (or boarding it as we speak). The workplace is not a fun place, given all the uncertainty and ageism (funny how I'm now "old" while remembering being young and thinking the oldsters were a different breed).

There's no pension or much else if you're let go nowadays, combined with no real safety net in the US. With inflation (and who knows what else) worsening, the future does look somewhat bleak, as much as one may hope for some sort of solution.
 

Waves

Well-Known Member
Wish I could help, but I'm in a similar boat (or boarding it as we speak). The workplace is not a fun place, given all the uncertainty and ageism (funny how I'm now "old" while remembering being young and thinking the oldsters were a different breed).

There's no pension or much else if you're let go nowadays, combined with no real safety net in the US. With inflation (and who knows what else) worsening, the future does look somewhat bleak, as much as one may hope for some sort of solution.
This is why seniors end it. No choice
 

Angel38

Well-Known Member
I am 20 years younger than the target group of the quesiton, but lived the last 2 years like pensioner /with pensioners on the shopping shuttle while being on sabbatical with limited pocket money to spend after moving back from another country, so technically I left everything behind, like a pensioner.... What I found what it is important to be able to reinvent ourselves at any point in our lives. I started doing yoga, learned calligraphy, get into touch with a lot of people online, learned a lot of things, went for therapy, collected hundreds of recipes that I would like to cook once I get a decent salary, started paying attention to my skin even on limited budget (thanks Dr Dray on YouTube). Started looking for a partner (no success as yet), figured out how live on a budget and still have a couple of nice things, started learning about investments (no success as yet), so many things and I could even go on with learning to paint (you can get cheap things for this from Aldi/Lidl), etc, but now I would like to have a bit more money to spend on myself...
 

Waves

Well-Known Member
I am 20 years younger than the target group of the quesiton, but lived the last 2 years like pensioner /with pensioners on the shopping shuttle while being on sabbatical with limited pocket money to spend after moving back from another country, so technically I left everything behind, like a pensioner.... What I found what it is important to be able to reinvent ourselves at any point in our lives. I started doing yoga, learned calligraphy, get into touch with a lot of people online, learned a lot of things, went for therapy, collected hundreds of recipes that I would like to cook once I get a decent salary, started paying attention to my skin even on limited budget (thanks Dr Dray on YouTube). Started looking for a partner (no success as yet), figured out how live on a budget and still have a couple of nice things, started learning about investments (no success as yet), so many things and I could even go on with learning to paint (you can get cheap things for this from Aldi/Lidl), etc, but now I would like to have a bit more money to spend on myself...
money is food shelter healthcare entertainment clothes . . .it is everything
 

SillyOldBear

Teddy Bears Rule! 🐻
Staff Alumni
thank you Barb. Have you spoiled for Medicare as mandated by 64 even if not using it? I don’t recall your age.
Waves, you have to apply for part A at 65, or you will lose it. Part A is free. Part B is another matter. It costs about $150 a month. You have to buy it at 65 unless you have other insurance via an employer with at least 20 people. If you don't buy it, it goes up by 10% a year. You should research it.
 

Waves

Well-Known Member
Waves, you have to apply for part A at 65, or you will lose it. Part A is free. Part B is another matter. It costs about $150 a month. You have to buy it at 65 unless you have other insurance via an employer with at least 20 people. If you don't buy it, it goes up by 10% a year. You should research it.
meow helpful information. Thank you
 
So no financial woes. Instead, my woes are my health and loneliness. Constantly deteriorating health is expected at our age of course. So I always pray that I can go on to the next life before I get too debilitated and helpless. My greatest fear is Alzheimer's disease. Because the only other survivor in my immediate family is my 95-year old Mother who has that Alzheimer's whom I had to finally commit to a nursing home. What makes it so difficult for me emotionally is that her dementia has made her forget who I am. Before her dementia, she and I were very close and we used to go on many excursions together. What's so difficult is when she stares blankly at me and does not say hello and does not even say a single word, then it's as though her soul is already gone. Her physical body is alive but her soul is gone. So much as I hate to say it I have cut down on my visits to her because it's much too painful to visit her and get no response at all. I hope you folks can understand me. I'm sorry.
I am 51, but I have older brothers and sisters who are in their 60's. We just lost our 83 year-old Mom, and she had both diabetes and related health conditions, and dementia. So I can empathize with you, it's extremely hard in every single aspect to see your loved one deteriorate right in front of your eyes. I was her caregiver, and we were having to deal with problems coming from members in our dysfunctional family. I think people sense when a loved one is nearing death and they act out in bizarre, but in hindsight, not surprising, ways.

I started grieving a long time ago. I realized this after her death, because I tend to blame myself for things and I spend a lot of time in reflection about the past and what I could have done differently. My mom, and others who have this horrible disease, are not the people they used to be. They lose their personality, their interests, their meaning in life. It's tragic. You want so much for them to be the same person that they've been all of your life, but instead you have to watch them slip away, and there's nothing you can do to save them.

I've been doing research, because I am terrified of becoming like my mom and dad (Dad is still alive, but he's 2 years older than my mom and has a lot of health problems and like all of us now in deep grief). It's a process that usually starts 20 to 30 years earlier, because of the processed food we all eat, stress, and a sedentary lifestyle. It begins with the food though, because the food is poisoned (all forms of sugar are poison, and the cheap oils they put in everything are rancid). The food we eat makes us feel horrible: brain fog, hard to get motivated, depressed, hopeless, apathetic.

I have been looking at the pictures of my mom through the years, how even in her 40's, she was beautiful and slim. Then my dad divorced her in 1982, and she went to school to become a nurse. There were still three of us kids at home, and she had to support us and herself. She was an amazing woman. It's just now sinking in how much she did for us and the sacrifices she made. I miss her so much!!!

So, we moved to Florida after she graduated, and then to make more money, she worked the night shift for years and years, and because of that unnatural way of living, she gained weight and it was always a struggle for her, because not only did she not have time to make home-made food, she was eating the processed food (no one knew how bad it was for us until only recently). She wasn't getting proper rest... I remember her being grouchy in those first few years of her working full time as an RN nurse, and how I felt like I couldn't go to her for my problems. I was still in high school at the time. And she wanted my oldest brother to come with his family, and go to school here and she would help them, and she thought my brother could get a part-time job while going to school and his wife could part-time.


She rented an apartment, but they had no intentions of doing that -- they wanted a free ride while my brother went to school and waited a full month to move here. Mom was so upset! I remember. They lived with us, and it was hellish, because they were the type of parents that ignored their kids and their kids ran around with sippy cups and spilled juice and koolaid all over the floors and furniture (that was new, because Mom bought new furniture for our house and it was something she was proud of, because it was a symbol of her being able to take care of us, as my dad refused to pay child support all those years and we lived below the poverty level when she was going to school). It just makes me sick inside to think back on it.

Anyway, if you remember and watch any TV show or movie from the 70's -- look at how thin and healthy everyone was! It's not normal to be overweight. And yet, almost everyone today has a few extra pounds all the way to being obese. I'm not trying to pick on anyone but the truth is, we've been poisoned by the food we eat every day.

The Keto diet and the Carnivore diet are the answers to this problem... if you start researching, there is a huge movement of doctors and health professionals who are talking about this and how to go about reclaiming your life, if you want to. I listen to Dr. Eric Berg, Dr. Mark Hyman, Dr. Jason Fung, and several other doctors, all on YouTube. Also, Low Carb Down Under has guest doctors give informative lectures, from which I've learned a lot and I take notes. I also like this one guy who used to weigh over 300 pounds when he was a young guy (due to mold poisoning that led to a lot of terrible symptoms), and he was able to overcome it finally, now has a multi-million dollar company (Bulletproof), focusing on longevity, and has written several books. His name is Dave Asprey and he also has interviews on YouTube.

I also watch and read specialist doctors on Alzheimer's and they say it's not a normal part of aging, AT ALL. Dr. Dale Bredesen, (The Root Cause of Alzheimer's and How to Reverse It); Dr. Paul Mason (Reversing Dementia With Diet).
 
Last edited:

Ziggy

Antiquitie's Friend
I'm just hoping I live long enough to be able to pursue retirement dreams...
I;m in my early 50s and I wish I had retirement dreams. You could say "what do you like doing?" , well I like walking and playing the piano. So I'm going to spend the next 30-40 years doing that whilst my health gets worse and my older relatives die? At least with younger people on this forum you can say things can get better, you could meet someone, find that dream job etc. but at my age it would be nice to have a single thing to look forward to, but there isn't . (and don't say "you could learn the banjo", erm... actually maybe I could learn the banjo?)
 

Waves

Well-Known Member
I;m in my early 50s and I wish I had retirement dreams. You could say "what do you like doing?" , well I like walking and playing the piano. So I'm going to spend the next 30-40 years doing that whilst my health gets worse and my older relatives die? At least with younger people on this forum you can say things can get better, you could meet someone, find that dream job etc. but at my age it would be nice to have a single thing to look forward to, but there isn't . (and don't say "you could learn the banjo", erm... actually maybe I could learn the banjo?)[/QUOTE

I see your humor in your depression. Thank you for your empathy and chuckle. I feel the same. I am 62 and I can’t afford to go to school to learn a new skill and not that I would necessarily be accepted. I am not able to plan to have a family. Can’t have children now nor do I have the income or strength or health for it. You are right. Only someone at this stage of life can truly understand what it is. Platitudes of finding love, a second career, hobbies etc. are not realistic for the majority of us. By this age we are thinking about remembering to pay bills, worrying about how to pay bills, scavenging at stores for food, dreading medical visits and aging health conditions, thinning hair, fear of falling on brittle bones, oh and insomnia. Geeze. Why did no one warn me about that coming.
 

BlueGreen

Well-Known Member
I am 51, but I have older brothers and sisters who are in their 60's. We just lost our 83 year-old Mom, and she had both diabetes and related health conditions, and dementia. So I can empathize with you, it's extremely hard in every single aspect to see your loved one deteriorate right in front of your eyes. I was her caregiver, and we were having to deal with problems coming from members in our dysfunctional family. I think people sense when a loved one is nearing death and they act out in bizarre, but in hindsight, not surprising, ways.

I started grieving a long time ago. I realized this after her death, because I tend to blame myself for things and I spend a lot of time in reflection about the past and what I could have done differently. My mom, and others who have this horrible disease, are not the people they used to be. They lose their personality, their interests, their meaning in life. It's tragic. You want so much for them to be the same person that they've been all of your life, but instead you have to watch them slip away, and there's nothing you can do to save them.

I've been doing research, because I am terrified of becoming like my mom and dad (Dad is still alive, but he's 2 years older than my mom and has a lot of health problems and like all of us now in deep grief). It's a process that usually starts 20 to 30 years earlier, because of the processed food we all eat, stress, and a sedentary lifestyle. It begins with the food though, because the food is poisoned (all forms of sugar are poison, and the cheap oils they put in everything are rancid). The food we eat makes us feel horrible: brain fog, hard to get motivated, depressed, hopeless, apathetic.

I have been looking at the pictures of my mom through the years, how even in her 40's, she was beautiful and slim. Then my dad divorced her in 1982, and she went to school to become a nurse. There were still three of us kids at home, and she had to support us and herself. She was an amazing woman. It's just now sinking in how much she did for us and the sacrifices she made. I miss her so much!!!

So, we moved to Florida after she graduated, and then to make more money, she worked the night shift for years and years, and because of that unnatural way of living, she gained weight and it was always a struggle for her, because not only did she not have time to make home-made food, she was eating the processed food (no one knew how bad it was for us until only recently). She wasn't getting proper rest... I remember her being grouchy in those first few years of her working full time as an RN nurse, and how I felt like I couldn't go to her for my problems. I was still in high school at the time. And she wanted my oldest brother to come with his family, and go to school here and she would help them, and she thought my brother could get a part-time job while going to school and his wife could part-time.


She rented an apartment, but they had no intentions of doing that -- they wanted a free ride while my brother went to school and waited a full month to move here. Mom was so upset! I remember. They lived with us, and it was hellish, because they were the type of parents that ignored their kids and their kids ran around with sippy cups and spilled juice and koolaid all over the floors and furniture (that was new, because Mom bought new furniture for our house and it was something she was proud of, because it was a symbol of her being able to take care of us, as my dad refused to pay child support all those years and we lived below the poverty level when she was going to school). It just makes me sick inside to think back on it.

Anyway, if you remember and watch any TV show or movie from the 70's -- look at how thin and healthy everyone was! It's not normal to be overweight. And yet, almost everyone today has a few extra pounds all the way to being obese. I'm not trying to pick on anyone but the truth is, we've been poisoned by the food we eat every day.

The Keto diet and the Carnivore diet are the answers to this problem... if you start researching, there is a huge movement of doctors and health professionals who are talking about this and how to go about reclaiming your life, if you want to. I listen to Dr. Eric Berg, Dr. Mark Hyman, Dr. Jason Fung, and several other doctors, all on YouTube. Also, Low Carb Down Under has guest doctors give informative lectures, from which I've learned a lot and I take notes. I also like this one guy who used to weigh over 300 pounds when he was a young guy (due to mold poisoning that led to a lot of terrible symptoms), and he was able to overcome it finally, now has a multi-million dollar company (Bulletproof), focusing on longevity, and has written several books. His name is Dave Asprey and he also has interviews on YouTube.

I also watch and read specialist doctors on Alzheimer's and they say it's not a normal part of aging, AT ALL. Dr. Dale Bredesen, (The Root Cause of Alzheimer's and How to Reverse It); Dr. Paul Mason (Reversing Dementia With Diet).
Thanks for all that info @Velveteen Bunny
 
@Waves
Here's a bit more. Then there is Parts C and D in Medicare. Part B only covers about 80% of covered expenses. Part C, which costs more money, covers more of it. Part D covers prescriptions. Then dental, vision and hearing are additional costs. Medicare is NOT a very good deal.
And I was also recently told they had delayed making annual increases for the past few years and are now playing catch up so 2022's and several following years will be more and more. I don't know how much truth there is to this but I do know my cost numbers increased this year for it all more than just a few dollars. (not including prescriptions, I have a separate private setup for that at $17 per month.
 

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