Defeated! Spent a few hours on the phone to multiple different finance n billing, just to learn there's no way to get mental health covered without private insurance. My CICP n HDC won't cover it. They couldn't tell me if a grant would because no one seems to know who controls the grants. So, i was told i could get private insurance (like i can afford that) or i can go, get a bill, n then set up payment arrangements "once services have been rendered." UGH!!! Makes me wonder why i bother sometimes.