Sorry to hear your at breaking point @AvidFan. Another idea with your roofing saga - I wonder if you spoke to a housing association they might be able to recommend a couple of people, if not a roofer, then a builder, they then might be able to recommend someone. Housing associations use in house handy people for repairs but also contact local firms. They wont be cowboys, as the housing association will only use reputable people. They might not help but it might be worth a try. Good luck.
so much stress. Good luck with your credit card stuff try and stay on top of it sounds like you are but yuck why do people have to be so evil.

