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Are you over 60?

FFurry

SF Supporter
Just an FYI for anyone getting close to applying for Social Security. They require an original birth certificate and it can take up to 2 months to get one. So think ahead on that one.
What if you have no original birth certificate (for whatever reason)? Won't they take other documents that are just as good (passport)?

In any case, going off somewhere remote and living out the rest of this seems like a good enough retirement "dream" for me... if I had the resources.
 

SillyOldBear

Teddy Bears Rule! 🐻
Staff Alumni
I don't know if they will take a passport. If you know where you were born you can chase down a birth certificate. I am working through a place called e-vitals.us. You can google them. You will have to provide some info like where and when you were born, state, county and city would be nice and prove who you are with a drivers license. It costs quite a bit to do this. They do their whatever they do, then forward the request to department of health in state you were born. They continue with the processing. Takes about 2 months.
 
I am still waiting to get my birth certificate. Will probably be another 6 weeks. Then they prefer for everything to be done electronically. I will try and call and set up an appointment. Government and its rules, regulations and procedures really SUCK!
I had a phone appointment scheduled for Wednesday, yesterday, that I had made in December. That's 2 months I had to wait to speak with someone. To straighten out some errors they are making with my account including dates and money. They never called. I'm sorry you are having to wait months for your certificate.
 

SillyOldBear

Teddy Bears Rule! 🐻
Staff Alumni
I am sorry they never called you. It is insane. And the IRS is in a mess too. Over 17 million refunds from last year that they have not processed and don't think they will get to them until December. So what happens with this years. If we are late we get fined, if they are late nothing happens. We just get screwed. Oh, the IRS wants more money to fix things. *thumbsdown
 
I am sorry they never called you. It is insane. And the IRS is in a mess too. Over 17 million refunds from last year that they have not processed and don't think they will get to them until December. So what happens with this years. If we are late we get fined, if they are late nothing happens. We just get screwed. Oh, the IRS wants more money to fix things. *thumbsdown[/QUOTE
I don't think much of this country's government being a (partial) democracy any longer. Definitely not "of the People, by the People, For the People....
 

Waves

Well-Known Member
And I was also recently told they had delayed making annual increases for the past few years and are now playing catch up so 2022's and several following years will be more and more. I don't know how much truth there is to this but I do know my cost numbers increased this year for it all more than just a few dollars. (not including prescriptions, I have a separate private setup for that at $17 per month.
Thank you for the education. What may I ask are better options for coverage for health dental vision ?
I am still waiting to get my birth certificate. Will probably be another 6 weeks. Then they prefer for everything to be done electronically. I will try and call and set up an appointment. Government and its rules, regulations and procedures really SUCK!
And the people who they hire imao. Besides birth certificate what else should we get ready now. ?
 
I found out that when I stop working, our benefits post-retirement only cover prescriptions (partial). Or I can pay $182 a month for other coverage that includes eyeglasses, physiotherapy and so on but DOES NOT include dental!!! Which is actually the most important coverage IMHO. I will look into other options but it really bothers me that in a union job with excellent benefits, these don't extend to when you will need them the most.

In Canada so the $182 is not for regular medical coverage. Seems really pricey for a bunch of benefits that is not even medical/dental.

I do feel so fortunate that although I am officially "Part time" at my job, I do get full benefits at the moment. I wouldn't even worry so much about dental but my husband has bad teeth.
 
Spoke yesterday to my friend who'd moved several provinces away (she's now in Ontario and I'm in BC). She is job-hunting and having a hard time of it. She is my age (53) but unfortunately looks older as she was a sun worshipper. We were talking about ageism. She feels like she is not getting hired due to her age. Now, some of the jobs they haven't seen her but they have her birth date because she's using a computer program to apply (she got employment counselling and they advised her to use this system). Personally I don't think you should have to give potential employers your birth date. What does everyone think?

I've noticed that every new training class at my job is entirely composed of people in their 20s. I wonder if that's who is applying or if there is ageism at work. Knowing my company, they are worried about people taking sick leave or disability because our benefits are generous. However I would say that on average the younger staff take just as much time off. Obviously people with young children tend to need family time off.
 

Waves

Well-Known Member
Spoke yesterday to my friend who'd moved several provinces away (she's now in Ontario and I'm in BC). She is job-hunting and having a hard time of it. She is my age (53) but unfortunately looks older as she was a sun worshipper. We were talking about ageism. She feels like she is not getting hired due to her age. Now, some of the jobs they haven't seen her but they have her birth date because she's using a computer program to apply (she got employment counselling and they advised her to use this system). Personally I don't think you should have to give potential employers your birth date. What does everyone think?

I've noticed that every new training class at my job is entirely composed of people in their 20s. I wonder if that's who is applying or if there is ageism at work. Knowing my company, they are worried about people taking sick leave or disability because our benefits are generous. However I would say that on average the younger staff take just as much time off. Obviously people with young children tend to need family time off.
Yes. You are right. I have worked at several places over 35 years. Yes there is ageism and nepotism. Yes senior workers are weeded out because of discrimination and to cut them out if full pension because they don’t make the 25 year mark. People just like the young people because they are in better health and can work longer and more treacherous hours. So sorry for your friend but glad you see this Lady so you can plan for your future 🤕
 

FFurry

SF Supporter
Yes. You are right. I have worked at several places over 35 years. Yes there is ageism and nepotism. Yes senior workers are weeded out
Indeed, especially true in the tech world. There isn't even much of a recourse, unlike with discrimination due to gender, race, etc. Ageism is just part of the "culture." The "old" are not a protected class. I guess the only solution is to collect enough to be able to get out and move on to something else.
 

kittykatt

Well-Known Member
I'm 67 and for me life has definitely become harder. But I think that it depends upon whether or not you are financially stable and in good health. Although my mental health, with the exception of what's going on now, is good it's my physical health that isn't. Having a house rather than renting brings with it it's own set of problems and responsibilities. We've lived here for 7 years and have replaced the water heater once and also done maintenance on it twice. The good thing is that there is no yard work during late fall, winter and early spring.

The biggest problem is financial. It's hard to live on a fixed income which isn't very much.

I think that if a person makes the right decisions early in life and has a great deal of luck in the decisions they make, life after 60 doesn't necessarily have to be harder than the years before 60.

One of the biggest problems is loneliness and having to rely on other people for transportation to medical appointments under certain circumstances,.

If you can maintain your mental and physical health after 60 then the years after 60 don't have to be any worse than the years before 60.
 
Financial circumstances seem to be one of the biggest factors of comfort as a senior from what I hear. Lucky for me I have zero desire to travel the world, eat gourmet food or buy expensive things. My ambitions are to write and paint and learn piano and read more. Take classes. Maybe learn to sew or knit or crochet. I also want to take up tai chi and yoga and bodybuilding. I don't understand people who worry about being "bored" after retiring. That's insane to me.
 
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Waves

Well-Known Member
Financial circumstances seem to be one of the biggest factors of comfort as a senior from what I hear. Lucky for me I have zero desire to travel the world, eat gourmet food or buy expensive things. My ambitions are to write and paint and learn piano and read more. Take classes. Maybe learn to sew or knit or crochet. I also want to take up tai chi and yoga and bodybuilding. I don't understand people who worry about being "bored" after retiring. That's insane to me.
umm. Be careful about them joints and knees when you do yoga after 69. Not the same as now.
 

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